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rent vs buy .cityCheck your city

About rent vs buy .city

The reason this site exists, plus how it works.

The cities that have a verdict
813
Zillow ZHVI and ZORI
US median property tax
0.94%
Census ACS 2020-2024, per city
US median home insurance
$1,308 per year
Census ACS 2020-2024 (B25141)
The mortgage rate we use
7.24%
Freddie Mac Primary Mortgage Market Survey

For one city at a time, rent vs buy .city answers a single question: is renting or buying better here? Today's mortgage rate, the actual rent and home price and the costs owners forget all go into each city's answer, which we then stamp. At times, the stamp says buy.

The reason we built it

Parents, ads and friends who just bought tell renters that rent is "throwing money away." That line leaves out most of the costs of owning. Our goal was one place with both columns visible and the math open, so you can see it for your own city.

How it gets paid for

The site carries no ads, and no leads are sold. If we add links to renter products, such as renters insurance, they show up only after a rent verdict, and each one is marked as an affiliate link. How it all works is explained on the disclosure page. A link can't change a stamp, because we work out the verdict first.

Contact us

Does a number for your city look off to you? Send contact@rentvsbuy.city the city and the number, and we check it against the source.