Rent vs buy in Burleson, TX
The typical rent is $1,703 /mo in Burleson, Texas, while the typical home is $335,120.
Over 7 years, renting comes out ahead by $26k
Based on Burleson's typical rent and home value, plus 20% down and today's mortgage rate. You break even in year 13.
Our opinion is clearly labelled, and we show the math. These figures are estimates, not quotes. Swap one number and the stamp updates.
- Renting leads by
- $26k after 7 years
- Break-even point
- Year 13 when owning catches up
- What owning really costs
- $3,175 a month year 1, against $1,703 rent
Change my numbers
Burleson's typical home value and rent feed into the stamp. Your rent, price and years can change the result.
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Is renting or buying cheaper in Burleson?
Counting the money that comes back to you when you sell, renting costs $26,139 less over 7 years. For the first 12 years, renting stays cheaper. By year 13, owning catches up.
Renting. Owning. Net cost to date, by year.
Average rent compared with the mortgage payment in Burleson
At Burleson's typical price, year 1 includes more monthly costs than just rent and a mortgage payment, and all of them are shown here.
| Each month, year 1 | Amount | What it is |
|---|---|---|
| Rent | $1,703 | All of it, every month |
| Mortgage payment | $1,827 | $1,610 of it is interest in year 1 |
| Property tax | $447 | 1.6% of the value a year |
| Insurance | $154 | Census median for the city |
| Upkeep | $279 | 1% of the value a year |
| Owning, cash out | $2,707 | $217 of it builds equity |
| Lost return on the down payment | $545 | At 8.3% a year, that's what the cash would earn. |
| Buying costs, spread out | $140 | 3.5% of the price over 7 years |
| True cost of owning | $3,175 | Subtract the equity portion from cash out, then add the two figures listed above. |
The figures that support the Burleson verdict
- Typical home value: Zillow ZHVI, September 2026
- $335,120
- Typical rent: Zillow ZORI, September 2026
- $1,703 a month
- Down payment of 20% avoids private mortgage insurance, which the engine doesn't model
- 20%
- Mortgage rate: Freddie Mac Primary Mortgage Market Survey (FRED MORTGAGE30US)
- 7.24%
- Price growth: FHFA index for homes, Texas, 1995 to 2025
- 4.7% per year
- Rent growth: CPI primary residence rent, yearly growth 2006 to 2026
- 3.5% each year
- Savings return40% 10-year Treasuries and 60% S&P 500 with dividends, rebalanced yearly, 1928 to 2025
- 8.3% each year
- Taxes on the propertyCensus ACS 2020-2024, Burleson
- 1.6% of the value
- Insurance for the homeCensus ACS 2020-2024, Burleson
- $154 each month
- Maintenance: Fannie Mae, low end of the 1% to 4% range
- Each year, that's 1% of the value.
- Buying costs: Freddie Mac, midpoint of 2% to 5%
- That's 3.5% of price.
- Cost of sellingAgent commission and closing costs
- 6% of the price
What would change the result in Burleson?
Every line marks the point where the 7-year verdict for Burleson flips, with everything else held as it is.
When renting is ahead
- Home prices rise by under 5.6% yearly (our 4.7% figure comes from Texas's long-run growth rate).
- The mortgage rate remains above 5.85%.
- Such a home rents for less than $1,980 monthly (typical here: $1,703).
- Your move comes before year 13.
Buying comes out ahead when
- Home prices grow at more than 5.6% a year.
- Your mortgage rate is locked under 5.85% (today's is 7.24%).
- If you rent the same home, the monthly cost would be more than $1,980.
- You remain for 13 years or longer.
Burleson compared with the other 812 cities
| Measure | Burleson | Median city |
|---|---|---|
| Typical home value | $335,120 | $422,451 |
| Typical rent | $1,703 /mo | $1,837 /mo |
| Price-to-rent ratio | 16.4 (#527 of 813) | 18.5 |
| Home prices, last 10 years | 6% a year | 6.2% a year |
| Rents, last 5 years | 3.3% a year | 4% a year |
| Property tax | 1.60% | 0.87% |
| Households that rent | 28% | 42% |
Sources used: Zillow ZHVI and ZORI, Census ACS 2020-2024.
More cities in Texas
- Toss-up. Houston, TX. Renting leads by $2k.
- Rent. San Antonio, TX. Renting leads by $10k.
- Rent. Dallas, TX. Renting leads by $20k.
- Rent. Fort Worth, TX. Renting leads by $17k.
- Rent. Austin, TX. Renting leads by $111k.
- Toss-up. El Paso, TX. Buying leads by $2k.
- Rent. Arlington, TX. Renting leads by $34k.
- Buy. Corpus Christi, TX. Buying leads by $4k.
- Rent. Plano, TX. Renting leads by $105k.
- Toss-up. Lubbock, TX. Buying leads by $2k.
- Rent. Laredo, TX. Renting leads by $20k.
- Rent. Irving, TX. renting ahead by $36k.